Friday, June 8, 2012

Small enterprise Tax Tips - I Received Form 1099-Misc - Now What?

World Finance Corporation - Small enterprise Tax Tips - I Received Form 1099-Misc - Now What?
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Did you receive a Form 1099-Misc and aren't sure what it means and/or what to do with it? This record will talk that question. Form 1099-Misc is one of the most base tax forms in the world of the self-employed. And it's most base use is to record earnings made by sole proprietors who have performed services for other businesses. By "sole proprietor" I'm referring to self-employed people such as independent contractors, consultants or free-lancers who are in firm for themselves but do not run their firm as a corporation, partnership or multi-owner tiny liability company.

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If you fit that record of a self-employed someone and performed services for another business, and that firm paid you at least 0 while the year, the other firm is required to send you a Form 1099-Misc by January 31 of the following year. The January 31, 2009 due date happens to fall on a Saturday, so the deadline for issuing 2008 1099's is automatically extended to the next firm day of Monday, February 2, 2009. So you may have already received a Form 1099-Misc for 2008. If not, you could still get one soon.

If and when you get the 1099, take a look at Box 7, "Nonemployee compensation." This is the place on the form that your each year earnings from this other firm will be reported. And this is the earnings that you must be sure to contain on your schedule C, because not only did you receive that 1099, but so did the Irs. In effect, then, the 1099-Misc serves the same function for the self-employed as a W-2 does for the laborer - it tells you and the Irs how much earnings you made from one single source.

Now that you know the basic purpose of the 1099-Misc, you probably have some questions, such as:

1. What do I do if I don't receive a 1099 from a business, when I know I performed services and received over 0 for the year? whether or not you received a 1099, you are required to record all income.

2. What do I do if I don't receive a 1099 because I made less than 0? Sorry to sound like a broken record, but you are required to record any earnings you made, whether or not you received a 1099. Even if you made less than 0, just because you didn't get a 1099 does not excuse you from reporting the income.

Not getting a 1099 does not mean you don't have to record the income. If you made it, you're supposed to record it on your schedule C. That's the law. And if you don't record all your income, you are part of the private economy. (Shame on you!)

3. What do I do if the estimate of earnings reported on the 1099 is incorrect? You should taste the firm who issued the 1099 to resolved the discrepancy. If they made a mistake, they must issue a corrected 1099 to both you and the Irs. To be safe, you should wait until you receive the corrected 1099 before filing your tax return. You want to be sure that the 1099 estimate agrees with your schedule C earnings amount. If there is a discrepancy between the total earnings on all your 1099's and the estimate of earnings on your schedule C, the Irs will at last catch it and send you a letter demanding an explanation. Not good.

4. What do I do if I receive a 1099 after I filed my return? If you included the 1099 earnings on your return, do nothing, because you did record the earnings and there should be no problem. But if you didn't record the 1099 earnings on your return, you must amend your return to contain the previously unreported income. This will effect in supplementary tax you must pay, plus the possibility of late cost penalties and interest, depending on how much supplementary tax you owe and whether you pay it late.

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